Guam Real Estate - Dino Zervoulakos (R)

"Home is Where Your Future is"

Home ownership remains one of the highest goals for many people because of its many benefits. Along with owning a home comes an investment in your future, stability for you and your family, tax savings, personal satisfaction and a sense of community. Thanks to a wide spectrum of financing options and low down payment mortgages available today, more families are realizing their real estate dreams.

I understand that choosing to buy a home is probably one of the most important personal and financial decisions you will make, not one to be taken lightly. That's why I dedicate and promise to you that I will work with you every step of the way.

"The Benefits of Owning A Home"

Purchasing a home is a valued investment which can have many financial advantages. Because homes generally increase in value, each monthly payment you make is an investment in your future. And even if your home doesn't appreciate much, which is rare, you will benefit from the monthly forced savings that result from paying down the remaining balance due on our mortgage.

With each monthly payment, you also build home equity - the difference between what your home is worth now and what you paid for it. When you sell, you collect the equity as your profit. This profit can help you purchase your next home, perhaps move up to a larger one. Or you can tap into the equity for college tuition loans or retirement funds at a rate which is generally lower than available on personal loans. Also, making payments toward, and ultimately paying off a mortgage is an excellent way to establish a good credit rating and prove financial stability. Owning a home is also a powerful tax benefit.

Perhaps the most intangible, yet greatest treasure of home ownership is the personal satisfaction in living in a home that you own. You are free to keep pets, plant a garden and remodel or redecorate to reflect your personal style. A home gives you and our family a feeling of stability and commitment. A special sense of security and satisfaction comes as you begin to put down roots in a neighborhood. Your family will enjoy the benefits of this decision for many years.

Finding your new home can be a rewarding experience, especially when you have a "Trusted Expert" in real estate at your side, working and negotiating on your behalf. Some people choose to find a home on their own, but a real estate associate will have many up to the minute listings available that many not appear in the newspaper or on the internet, and can save you lots of time by screening for properties that best suit your requirements. I know that you're looking for more than just a roof over your head. You're looking for a place to express your lifestyle and values, a place to spend time with family and friends, a place to retreat at the end of the day. That's why I take the time to find out what's important to you and search until your are completely satisfied. So please give me a call or send me an email. I promise you that you will not be disappointed.